A lot of people believe that the car dealerships don't provide the best loan package. This simply isn't true.

From time to time dealerships may offer especially attractive car loan packages for as low as 1-2%. Sometimes they will even offer zero rate financing for a part of the loan. So it pays to consider all possible sources of car loans, and not just automatically conclude that one type of lender is always too expensive.

Always compare different loan agreements before making a final decision. Rates and fees can be significantly different from one company to another.