Be careful when searching for a car loan. Here's something you don't want to experience.

You buy that new car and you get a rate interest rate and you drive off into the night a happy camper. Then the car company calls you on the phone and tells you that you did not qualify for the interest rate you were given. Worse yet, they are 'adjusting' your rate. Suddenly, what you thought was a great deal, is really not very good at all.

Always compare different loan agreements before making a final decision. Rates and fees can be significantly different from one company to another.